Subject: Fees that Can be Associated with Buying a Home

There are many fees that can be wrapped into your closing costs.
Many fees sound the same with slightly different names. Below
are a list of fees and a little bit about them.

Administrative Fee is a fee that some lenders charge to cover
administrative costs for processing, underwriting, and
document preparation.

Appraisal Fee is a fee charged by licensed appraisers to appraise
the current market value of the property being purchased.

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Closing Fee is the fee charged by a third party like a title company
for processing funds and associated paper work to complete
the transfer of property.

Courier Fees are fees that are charged to cover the cost of
hiring a courier service forr the processing of documents
between the lender and the title company.

Credit Report Fee is the fee charged by the lender to obtain
your credit report.

Document Preparation Fee is the fee charged by the lender to
prepare all final closing documents.

Flood Certification Fee is a fee charged by a third party company
to inspect the property to determine if it is in a flood zone.

Funding Fee is a one time up front fee charged to a borrower of a VA
loan.

Mortgage Broker Fee is a fee charged by a mortgage broker for
services rendered in connecting the borrower with a lender.

Origination Fee is a fee charged by the lender for originating a
mortgage loan.

Processing Fee is another fee charged by the lender for
underwriting services needed to close a loan.

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Recording Fees is a fee collected by the lender to have the deed
recorded with the county records office

Tax Service fee is a fee collected by the lender to hire a third
party who manages the property taxes owed and paid on the
property.

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Thank you,

Max Taylor
http://taylor-marketing.blogspot.com